The Paypump group of companies are committed to protecting the privacy of the users of our websites, software applications and services. We respect your personal information and for this reason, we have developed this policy to govern our processing thereof. This document sets out:
When we refer to “we”, “us” or “our” herein we are referring to the Paypump LLC, established in the state of Delaware, United States of America and our global group of companies or any of them, as the context requires, and, specifically, any company within the Paypump group that is involved in providing services to you. You can find out more about us at www.paypump.net. When we refer to “you” or “your” herein we are referring to you, the users of our websites, software applications and/or services.
We may, without notice and in our sole and absolute discretion, make changes to this policy from time to time. Such changes will take effect as and when published. It is your responsibility to review our published policy on each occasion prior to making use of our websites, software applications or services. If you continue with such use after our amended policy has been published, it will constitute acceptance of such amended policy.
We collect information about you directly from you as well from third parties and publicly accessible sources in certain cases. The means and sources we use to collect information about you are as follows:
We may record and hold the following types of information about you:
We may combine personal information we collect from you with personal information we obtain from other parties. We may hold your personal information for up to 5 years from the date of collection, or during the term of your registration for use of our websites, software applications or services and for up to 5 years thereafter, as the case may be, subject thereto that in either case we shall not hold your personal information for a period which exceeds the maximum period permitted by applicable law.
Certain of the information which we collect about you, as identified below, we need to use in order to process your requests for and instructions utilizing our websites, software applications or services, comply with our legal obligations and exercise our rights under agreements we have with you. If we do not have the right to use such information it will not be possible for you to make use of our websites, software applications or services or for us to process requests related thereto. Such information includes:
Other information about you which we hold and which we do not need for purposes of providing our websites, software applications or services to you, and which we make use of based on your consent, will be used by us only for the purposes as agreed to by you. We may also use information we hold about you for purposes required by or as permitted under applicable law.
We collect and will process your information only to the extent that we are legally permitted to do so and for the following purposes:
Please note that we will not use your personal information to enable any other person or entity to contact you telephonically for marketing purposes or to send electronic marketing communications to you if you have objected to receiving such communications by notifying us in the prescribed manner. We will provide you with reasonable opportunities to object to receiving marketing communications in the manner prescribed by law, including upon application for registration or subscription to our websites, software applications or services and on each occasion when we send you such communications.
Keeping your personal and financial information secure is one of our most important responsibilities. We cannot disclose your information, including information about your creditworthiness, unless permitted thereto by applicable federal and state law. Save as set out below, we will not transfer your information to other persons or entities without your consent unless legally obliged thereto. However, you accept that we may transfer your information to the following people and organizations, who may be located inside or outside the United States, in pursuit of the data processing purposes set out in this policy:
The information we obtain about you may be processed in the United States or in other jurisdictions. By using our websites, you accept that your personal information may be transferred to and processed in jurisdictions outside your own, as described in this policy.
We will strive at all times to ensure that your records will always be protected against unauthorized or accidental access, processing, alteration, theft or loss. We maintain this commitment to data security by implementing technical and organizational measures to safeguard and secure your information. If we use a third party to host, manage or process your data on our behalf we will require that such third party also commit to implementing appropriate technical and organizational measures to safeguard and secure your information. You acknowledge that the transmission of data via the internet and online digital storage are not completely secure and that we cannot guarantee the security of your information. If we are not prevented by a law enforcement or regulatory agency, we will notify you without undue delay if we believe that unauthorized or accidental access, processing, alteration, theft or loss of your personal information may have occurred, providing you with such information as you may reasonably require to take mitigating steps.
We automatically record your visits to our websites in our web server logs which typically show your IP address (the unique number which your machine uses when it is connected to the Internet), your device identifiers, your browser characteristics and operating system details, language preferences, geographic location, referring URLs, length of visits, and the pages you viewed. We may use web analytics services to help us understand and analyze how you use our websites and to serve advertisements on our behalf. It also helps us understand which areas of the site are of particular interest and which pages are not being requested, and tells us how many hits and page requests we get.
When you visit our website(s) we may use cookies and other online tracking technologies to process data about your interactions with our websites, including to help you access and navigate such websites, analyze your use, retain your preferences, personalize content, deliver and customize advertisements, and track advertising campaigns. Such information may be stored in a cookie on your device by your web browser. Most browsers accept cookies automatically, but you can alter the settings of your browser to disable cookies. If you choose not to accept cookies, you may not be able to use all of the features of our site and disabling cookies may invalidate some of your opt outs that rely on such cookies. Please note that our websites are not designed to respond to any “Do Not Track” signals transmitted by your web browser.
Further, please note that we may permit third parties to use, store, or access your cookies and other online tracking technologies to collect or receive information from our websites and use it to provide advertising services targeted to your interests, and we may also share with and permit the processing by third parties of any of your automatically collected personal information for such purposes.
We may also allow third party suppliers to provide some of the interactive features on our websites on our behalf. Your use of such features is voluntary, and we may retain the information that you submit through these features. By using such a feature, you accept that the supplier involved may process the information obtained through the feature to provide the relevant service on our behalf.
Finally, we may enable access to, or display of, third-party content, that is served or published by third parties on our websites and that may enable the collection of information from you when you interact with such third parties. We may also provide specific third-party features, interfaces or links on our websites to facilitate communication between you and third parties or third-party websites. Please note that third parties may collect information from you during your interactions with them or their content or websites and their processing of such information is not covered by this policy and is not our responsibility. Such third parties may have their own privacy policies or notices that you should review to understand how they may collect and process your personal information.
Certain jurisdictions have specific privacy laws applicable to their residents. Depending on your place of residence and relationship with us, you may have the right to:
Any of the above can be done by contacting us directly by any means provided by us, including by submitting a written request to us via email at privacy@bankpayit.com. You may be required to provide us with proof that you qualify to assert the rights you wish to exercise, including of your identity and place of residence. We will notify you of the steps taken as a result of your request. We will not be obliged to provide you with information or agree to your request to the extent that we are prohibited thereto by applicable law, if compliance would unreasonably prejudice our legitimate interests or that of a third party, or if we have a legal basis upon which to deny your request. Please note that we may require a reasonable period to comply with your request.
Please notify us at complaints@bankpayit.com if you have any concerns about the processing of your personal information.