Part A: General Information

• bankpay is a product of the Paypump global group of companies. “Paypump” for purposes of your access to and use of the bankpay web site refers to Paypump LLC, a private limited company organised under the laws of the state of Delaware. More information about Paypump is available at www.paypump.net. 
• Our email address is info@paypump.net.
• Details of who we are and the bankpay offering can be found at www.bankpayit.com.

Part B: General Terms of Use

1. Definitions

In these terms of use:

• “Payment Service” means the service provided to persons who have subscribed to receive such services after downloading and installing the Paypump bankpay App; 
• “We”, “us” and “our” means Paypump; and
• “You” means the user of this web site.

2. Use of this website

1. This web site provides general information the payment services that we offer to our subscribers. Nothing contained on this web site should be viewed as an offer or professional advice of any kind. For more information regarding our Payment Services and how you can sign up please see Section B below. 
2. You may not access this site for any purpose other than for general informational purposes. You may not access our site for the purposes of copying, redistributing or otherwise using any of the content displayed or contained on this site unless you are expressly licensed thereto by us in writing. 
3. You may not use your access to this site or our services in a manner that would bring us, our business and/or any of our personnel into disrepute. Furthermore, you may not access this site or make use of our services for unlawful purposes or in a manner which infringes our rights or the rights of any other. You must comply with the laws, regulations and codes of conduct applicable to your use of this site and our services. 
4. Notwithstanding that this site may contain links to third party web sites and that some third party web sites may contain links to this site we do not control, endorse or approve the activities or content of any such third party web sites. Please contact the relevant web site proprietor if you have a complaint about the activities or contents of a third party web site.
5. Proprietary rights (including without limitation, the trade marks, copyright and other intellectual property rights) in the components of this site, including such components and systems used by us to provide services to you via this site belong to us and our licensors. You may not make any use of such components save in the course of your use of our site in the normal manner as permitted by us. 
6. Your access of this web site is done at your own risk and you should be aware that viruses or code which may have a harmful effect on your computer system could be transmitted to you. You are responsible for implementing suitable protection mechanisms to prevent such harm from occurring.
7. We also reserve the right, without notice and in our sole and absolute discretion, to make changes to any parts of the site inclusive of changes to these terms of use. It is your responsibility to review our terms of use on each occasion prior to making use of this site. If you continue to use this site after our amended terms of use has been posted on the web site, it will constitute a deemed acceptance of such amended terms of use. We specifically reserve the right at any time to change or discontinue without notice, any aspect and/or feature of this web site.
8. You may provide and we may collect certain information about you and your use of our web site and services. We will collect, process, use and disclose such information strictly in accordance with our Client Information Processing Policy www.bankpayit.com/privacy-policy.
9. We have to protect our business and secure our systems. Consequently, you should note that we may monitor and keep records of any communication that you may send to or receive via our web site and we may use, publish and disclose such communications for any lawful purpose. This may include our filtering of incoming and outgoing electronic data messages to identify, limit and/or prevent the transmission of unlawful or otherwise undesirable material or content.
10. You are solely responsible for any and all costs that may apply to your access to and use of this web site and the services offered on it.
11. These terms of use and the terms incorporated herein by reference and the relevant terms implied herein by applicable law constitute the entire agreement between you and us with respect to your use of this site. These terms of use shall override any contrary terms or conditions incorporated by you in your communications with us and any such conflicting terms or conditions will not form part of the agreement concluded between us. Hyperlinks, which are not operational, will not in any way detract from the validity and interpretation of the terms.

Part C: Payment Services

1. If you wish to make use of our Payment Service you will need to download and install the bankpay App which is made available by us on Google Play (Android) and the App Store (iOS). 
2. After you have downloaded and installed the bankpay App you will need to agree to specific terms and conditions in order to subscribe to and receive our Payment Service. 
3. The terms governing the Payment Service will exclusively govern your use of the Payment Service. If there is any conflict between these terms and conditions and the specific terms applicable to the use of the Payment Service, the specific terms governing the Payment Service terms will prevail to the extent of such conflict.

3. Disclaimer

YOU ACKNOWLEDGE THAT THE INFORMATION CONTAINED ON THIS WEBSITE IS OF A GENERAL NATURE ONLY AND THAT IT DOES NOT CONSTITUTE PROFESSIONAL ADVICE OF ANY KIND. WE DO NOT WARRANT THE ACCURACY OF ANY INFORMATION CONTAINED ON THIS WEBSITE. RELIANCE ON AND USE OF OUR WEB SITE AS WELL AS THE CONTENT DISPLAYED ON THE WEB SITE IS THEREFORE AT YOUR OWN RISK. IN NO EVENT WILL WE BE LIABLE FOR ANY INJURY, EXPENSE, LOSS OR DAMAGE OF ANY KIND IN CONTRACT, DELICT OR TORT (INCLUDING NEGLIGENCE), STATUTE OR OTHERWISE ARISING IN CONNECTION WITH YOUR RELIANCE ON OR USE OF THIS WEB SITE OR THE CONTENT PROVIDED, SAVE TO THE EXTENT THAT SUCH LIABILITY CANNOT BE EXCLUDED BY APPLICABLE LAW, AND YOU INDEMNIFY US AND OUR PERSONNEL AGAINST ANY AND ALL CLAIMS ARISING IN CONNECTION WITH SUCH RELIANCE OR USE. YOU FURTHER AGREE TO INDEMNIFY US AGAINST ANY LOSS, EXPENSE OR DAMAGE SUFFERED BY US AS A RESULT OF ANY THIRD PARTY CLAIM WHICH ARISES FROM OR IS BASED UPON YOUR CONDUCT OR RELIANCE ON THE WEB SITE OR YOUR FAILURE TO COMPLY WITH THESE TERMS.

4. General

1. Our failure to enforce any provision of this agreement strictly will not be construed as a waiver of any provision or right. In the event that any of these terms are held to be unenforceable or invalid by any competent authority, the unenforceable portion will be construed in accordance with applicable law as nearly as possible to reflect the original intent thereof, and the remainder of the provisions will remain in force and effect to the fullest extent permitted by the law.
2. Use of this web site is subject to the laws of the State of Delaware, without reference to its rules regarding conflicts of law, and any disputes regarding your use of this web site will be subject to the exclusive jurisdiction of the courts of the State of Delaware.